Banking & Financial Services

TRN Systems Banking & Financial Services practice addresses the needs of clients by leveraging its rich industry experience and deep technology expertise. Our highly qualified team engages with clients to help them implement sustainable business strategies while maintaining cost efficiencies and thereby gain competitive advantage in their marketplaces. Through a network of alliances and partnerships we provide true end-to-end business transformation services to our clients.

Service Offerings

The bouquet of our service offerings cut across various horizontals like Application development, modernization & migrations, support & maintenance and high-end services in major industry segments including Retail Banking, Private Banking & Wealth Management, Capital Markets, Compliance & Risk Management.

Domains we service

Capital Market firms are searching for strategies to reduce administrative costs and operating risks and gain greater focus on their core business. TRN Systems has solutions meeting requirements of all the intermediaries in the Capital Markets.

The recent significant reforms resulted in trading platforms becoming Automatic, electronic & order-driven which demands for speed, security & efficiency. Robust Risk Management at stock exchanges, Value-at-risk margining, exposure limits, on-line monitoring of margins & positions effectively, efficiently and safely has become key to success.

TRN Systems has exhibited its core competencies in Capital markets through cost effective & innovative technology solutions meeting customer needs of new product & service offerings.

  • Instruments supported – Equities, Fixed Income Products, Forex, Structured Products, Derivatives, Loans and Treasury
  • Trading, clearing and settlement, surveillance, risk management, data warehousing and reporting
  • Stock Broking – Front-Middle-Back Office Operations & Straight through Processing (STP)
  • Online Trading Platform with real-time streaming quotes, alerts & triggers, audit log & security features
  • Asset Allocation, Portfolio Management, Advisory Services, Customer Servicing
  • Order Management, Trade Management & Allocations
  • Portfolio Accounting, Reports, Compliance, Pricing, Reconciliation & Settlements
  • Custodial Services – position keeping, fee, statements & adjustments
  • Fund Administration – accounting, valuation, investor services, order management
  • Multi-currency, multi-fund product
  • Wealth Management – Portfolio management, Performance analysis, Portfolio modeling & restructuring, alerts, reporting & billing
  • Multi-currency accounting, corporate actions

Regulatory compliance requirements, including Anti-Money Laundering, the Basel II framework and data privacy regulations, are forcing financial institutions to overhaul their information systems, integrate their databases and develop more detailed and timely reporting capabilities.

The underlying Rating methodology & measurement Framework for Identification of critical Risk assessment factors in Capital, Operational, Market & Liquidity Risks is a major challenge. TRN Systems has expertise in addressing various Regulatory, Practical & implementation issues in risk factors through System & Process augmentation thus meeting client’s expectations & maximize financial performance.

TRN Systems facilitates financial institutions in enterprise-wide risk management by defining and integrating the processes, data, applications and models to calculate and report the capital-reserve requirements associated with credit, market and operational risks.

  • Enterprise-wide risk management – Operational, Credit, Market & Liquidity Risk
  • High-end Consulting, Due Diligence, Gap Analysis, Benchmarking
  • Quantitative risk modelling, capital allocation, capital-reserve requirements
  • Overnight and intra-day counterparty exposures, netting, collateral
  • “What-if” analysis & “Best hedge” recommendations for managing investment related risk
  • Capital Management – Risk-weighted Assets, calculation of BASEL II capital ratios
  • Identification of “loss events”, risk thresholds & controls
  • Market risk exposures – interest rate, exchange rate, credit spreads, volatilities etc
  • Stress testing, simulation-based scenario generation, aggregation and portfolio optimization
  • VaR calculation, correlation matrix, interfaces with real-time financial information network
  • Effective management of unexpected increase/decrease in funding sources
  • Quantitative & Qualitative liquidity risk assessment
  • Implementation of Compliances including Basel II, AML, Sarbanes-Oxley, MiFID

Retail banking is important for millions of consumers worldwide and has a vital role to play in financial services industry of countries across the globe. The sector has moved forward on many fronts, from branches to the internet; from brands to business strategies; and from off-the-shelf products to structured offerings.

Today, consumers have increasingly started to take control of their personal finances and shop for various services in an increasingly competitive marketplace & banks have responded by offering a blend of traditional and contemporary financial services.

The Internet allows financial firms of different sizes to enter markets and reach customers previously out of reach to them. It also provides substantial economies of scale and scope in data storage and data processing.

New sophisticated financial products mandate data quality & online account management. Today, banks do not see Internet Banking just as an additional delivery channel but as an effective strategy to cross-sell & provide value-added services to their clients. Internet banking has had significant effects on the structure and performance of the banking industry, in general.

TRN Systems has proven experience and rich expertise in developing & supporting feature-rich Internet banking solutions. This strength has helped us in maintaining long-standing client relationships.

Key functions & features of our Internet Banking Solution include:

  • Demand & Term Deposits, Finance/Lending, Guarantees, Credit/Debit Cards, Treasury products
  • Account maintenance, Account queries, Account Summary, Transactional History, and Beneficiary Maintenance
  • Payments & Transfers, Rewards & redemptions, Statements, Salary Payroll, Third Party Client Administration
  • Overnight and intra-day counterparty exposures, netting, collateral
  • Mobile banking, SMS/Fax/Email Notifications, Document retrieval (statement, tax certificates, etc), Audit Log
  • Profile/Role based menu & functionality access, Multi-user access
  • Dual Authentication, Authorization (Maker-Checker), Web Security & Multi-browser compatibility
  • Integration with various Product Houses & CRM application
  • Web Security features for protection against HTML injection, SQL injection, Authentication, etc

Regulatory compliance requirements, including Anti-Money Laundering, the Basel II framework and data privacy regulations, are forcing financial institutions to overhaul their information systems, integrate their databases and develop more detailed and timely reporting capabilities.

The underlying Rating methodology & measurement Framework for Identification of critical Risk assessment factors in Capital, Operational, Market & Liquidity Risks is a major challenge. TRN Systems has expertise in addressing various Regulatory, Practical & implementation issues in risk factors through System & Process augmentation thus meeting client’s expectations & maximize financial performance.

TRN Systems facilitates financial institutions in enterprise-wide risk management by defining and integrating the processes, data, applications and models to calculate and report the capital-reserve requirements associated with credit, market and operational risks.

  • Enterprise-wide risk management – Operational, Credit, Market & Liquidity Risk
  • High-end Consulting, Due Diligence, Gap Analysis, Benchmarking
  • Quantitative risk modelling, capital allocation, capital-reserve requirements
  • Overnight and intra-day counterparty exposures, netting, collateral
  • “What-if” analysis & “Best hedge” recommendations for managing investment related risk
  • Capital Management – Risk-weighted Assets, calculation of BASEL II capital ratios
  • Identification of “loss events”, risk thresholds & controls
  • Market risk exposures – interest rate, exchange rate, credit spreads, volatilities etc
  • Stress testing, simulation-based scenario generation, aggregation and portfolio optimization
  • VaR calculation, correlation matrix, interfaces with real-time financial information network
  • Effective management of unexpected increase/decrease in funding sources
  • Quantitative & Qualitative liquidity risk assessment
  • Implementation of Compliances including Basel II, AML, Sarbanes-Oxley, MiFID

Retail banking is important for millions of consumers worldwide and has a vital role to play in financial services industry of countries across the globe. The sector has moved forward on many fronts, from branches to the internet; from brands to business strategies; and from off-the-shelf products to structured offerings.

Today, consumers have increasingly started to take control of their personal finances and shop for various services in an increasingly competitive marketplace & banks have responded by offering a blend of traditional and contemporary financial services.

The Internet allows financial firms of different sizes to enter markets and reach customers previously out of reach to them. It also provides substantial economies of scale and scope in data storage and data processing.

New sophisticated financial products mandate data quality & online account management. Today, banks do not see Internet Banking just as an additional delivery channel but as an effective strategy to cross-sell & provide value-added services to their clients. Internet banking has had significant effects on the structure and performance of the banking industry, in general.

TRN Systems has proven experience and rich expertise in developing & supporting feature-rich Internet banking solutions. This strength has helped us in maintaining long-standing client relationships.

Key functions & features of our Internet Banking Solution include:

  • Demand & Term Deposits, Finance/Lending, Guarantees, Credit/Debit Cards, Treasury products
  • Account maintenance, Account queries, Account Summary, Transactional History, and Beneficiary Maintenance
  • Payments & Transfers, Rewards & redemptions, Statements, Salary Payroll, Third Party Client Administration
  • Overnight and intra-day counterparty exposures, netting, collateral
  • Mobile banking, SMS/Fax/Email Notifications, Document retrieval (statement, tax certificates, etc), Audit Log
  • Profile/Role based menu & functionality access, Multi-user access
  • Dual Authentication, Authorization (Maker-Checker), Web Security & Multi-browser compatibility
  • Integration with various Product Houses & CRM application
  • Web Security features for protection against HTML injection, SQL injection, Authentication, etc